Recommended Products

The tools we'd actually use ourselves.

Organized by bucket, so you know exactly which part of your plan each one supports.

Affiliate Disclosure: Some links below are affiliate links. If you sign up through them, Finance Underground may earn a commission at no extra cost to you. We only list products that fit the system we teach — we do not accept payment to feature a product we wouldn't otherwise recommend.

2Murphy Fund & Emergency Fund

High-Yield Savings Account

Keep your Murphy Fund and emergency fund separate from checking and earning real interest. Look for no monthly fees and no minimum balance. (Brian: link your chosen bank's affiliate program here — e.g. an online bank with a referral program.)

Affiliate — add link

1/3Create a Plan & Crush Debt

YNAB (You Need A Budget)

If you want a done-for-you budgeting app instead of the free worksheet, YNAB is a zero-based budgeting tool that pairs well with the Six Buckets system.

Try YNAB →

Credit Card Comparison

For readers who want a no-annual-fee cashback card as part of Bucket 3, a credit card comparison network can surface offers without you having to negotiate direct deals with card issuers individually.

Affiliate — add link

5Build Wealth

Low-Cost Brokerage / Robo-Advisor

For readers who want automated, low-cost index investing (Section 3 of the framework), a robo-advisor or brokerage with an affiliate/referral program is a natural fit — note some larger brokerages (like Vanguard) don't run public affiliate programs, so a referral-based alternative may convert better here.

Affiliate — add link

4Add More Security

Insurance Comparison

An insurance marketplace/comparison tool for auto, home, or renters insurance — useful for the "shop your rates every 12-18 months" tip on the money-saving ideas page.

Affiliate — add link

Next step: get approved

Most affiliate programs approve fastest once you have a live site and some traffic. Apply to one program per bucket above, drop the real link in, and this page pays for itself passively as an addition to your existing coaching and product revenue.